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Pricing & Plans

A plan for every stage of your company's growth

Choose the plan that fits your company's needs, whether you're just getting started or managing complex, high-volume spend operations. With Enfaq, you only pay for what you need, with no hidden fees.

All plans include expense management, cards, accounting system integrations, and financial reports. The Payments service (transfers and bill payments) is priced separately, view it here.

Basic

For business owners and small companies starting to organize their expenses.

SAR 50/month

Includes:

  • ✓Company wallet
  • ✓Individual transfers from the wallet
  • ✓3 virtual cards + 1 physical card
  • ✓Real-time expense monitoring
  • ✓Accounting journal entries export
Most Popular

Premium

For growing companies that need tighter control over expenses and approvals.

SAR 199/monthSAR 399

Limited-time offer

Everything in Basic, plus:

  • ✓Scheduled transfers & multiple wallets
  • ✓Unlimited virtual cards
  • ✓Project budgets & overspend control
  • ✓Purchase requests & purchase orders
  • ✓Advanced financial reports

Business

For large companies with complex financial operations and high spend volumes.

Custom pricing

Based on your business size and number of bank accounts

Everything in Premium, plus:

  • ✓Unlimited cards & users
  • ✓Manage multiple entities in one account
  • ✓ERP integrations & API access
  • ✓Custom approval policies
  • ✓Dedicated account manager

All prices exclude VAT. No setup fees on the Basic and Premium plans.

Included in every plan

For employeesSubmit expenses from your phoneSnap the receipt and upload it in seconds. No paper forms, no lost receipts.
For employeesTrack requests through to payoutKnow where your request is and whose turn it is, without chasing anyone.
For finance teamsLimits and permissions per employeeDecide who spends, how much, and when before the spend happens, not after you spot it on the bank statement.
For finance teamsFaster month-end closeEvery transaction is documented, posted to your accounting system, and ready for audit.

Corporate Cards

Visa cards for employees and departments, with spending limits you set and real-time tracking of every transaction. Card issuance is coming soon to all plans.

Card issuanceVirtual and physical card issuance, included in every plan
International purchasesInternational purchases with no extra fees
Limits & permissionsSpending limits per card and employee, with instant freeze anytime
Payments

Run your company's payments from your bank account, in one dashboard

The Payments service connects your company's banks in one place and moves the entire spend cycle onto the platform: from payment request, to approval, to execution, to accounting entry. Your funds stay in your account until the moment of execution, with no intermediary wallet.

All your banks in one dashboardConnect your company's accounts across multiple banks and see balances and transactions on one screen.
Bulk transfers in one clickPay salaries and supplier dues to hundreds of beneficiaries at once, instead of entering them manually at the bank.
Approvals before any paymentApproval levels and permissions you define, so not a single riyal goes out beyond the granted authority.
Automatic accounting entriesEvery transaction is posted to your accounting system, eliminating manual month-end reconciliation.
Scheduling and real-time trackingSet the execution date in advance and track the status of every payment in real time.
Complete audit trailWho requested, who approved, and when the transaction was executed. Ready for internal and external auditors.

A complete spend cycle in one place: request, approval, execution, and accounting entry. No scattered spreadsheets and no switching between bank portals.

Book a meeting with our team

We'll walk you through the system live: how payment requests are submitted, approved, and executed from your bank account, and how they appear in your reports and accounting system.

Frequently Asked Questions

Is Payments pricing included in the monthly plan?

No. The Basic, Premium, and Business plans cover expense management, cards, accounting integration, and reports. The Payments service is priced separately based on your transfer volume.

Are there fees on each transfer?

Payments pricing is based on your transaction volume and is set in your company's quote. Contact us and we'll walk you through the full details.

Do I need to open a new account or wallet?

No. You work from your existing bank accounts, and your funds stay in your account until the moment of execution.

Can I upgrade later?

Yes, you can upgrade between plans or add the Payments service at any time.

Are prices inclusive of VAT?

All prices shown exclude VAT.

Not sure which plan fits you?

Contact our team and we'll build an offer that fits your business size and number of bank accounts.